What does it mean if my community does not participate in the National Flood Insurance Program (NFIP)?
Communities that agree to manage flood hazard areas by adopting minimum standards can participate in the NFIP. The standards are contained in Section 60.3 of the NFIP regulations.

Communities that do not participate are subject to the sanctions outlined in Section 202(a) of the Flood Disaster Protection Act of 1973. Section 202(a) makes flood insurance, federal grants and loans, federal disaster assistance and federal mortgage insurance unavailable for the acquisition or construction of structures located in the floodplain shown on the NFIP maps.

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1. What does it mean if my community does not participate in the National Flood Insurance Program (NFIP)?
2. What are FEMA's requirements to remove land or a building from the 1% annual chance flood hazard area?
3. What is the 100-year flood?
4. I have lived here forever and have never been flooded. Why do I need flood insurance?
5. What elevation is used when rating a structure for a flood insurance policy?
6. My family has lived in our house for many years, and we had a big flood that was called the 100-year flood. We weren't damaged. Why do I need flood insurance?
7. My bank said I'm in the floodplain and have to buy insurance. I don't believe it. What can I do?
8. Who can prepare an Elevation Certificate?
9. What do I need to know if my building is in the floodplain?
10. If I own a repetitive loss property, are there grant funds available to mitigate against future flood losses?