Insurance

Health Care

The city offers its employees health care benefits and pays a portion of the premium for each eligible employee. Employees, choosing additional coverage for family members, pay the difference in weekly payroll deductions. The portion of coverage paid by the employee may be paid with pre-tax dollars.

Dental

All eligible employees may select a contributory dental plan to assist in the payment of dental expenses. Employees may also elect dependent coverage. Premiums are paid with pre-tax dollars through payroll deduction.

Life Insurance and Accidental Death and Dismemberment Insurance

The city provides Term Life Insurance to all eligible employees. Should death occur, whether on or off the job and while insured, an amount equal to one times the annual salary will be paid to the designated beneficiary.

In the event the death is the result of an accidental injury, an additional benefit of one times the annual salary or $25,000, whichever is greater, is paid to the designated beneficiary. This plan also pays benefits for accidental dismemberment and loss of sight.

These plans are cost free to all eligible employees.

Supplemental Life/AD&D

It can be purchased by the employee for an additional one time the annual salary (or) two times the annual salary. The cost is based on age and income and may be paid through payroll deduction.

Dependent Term Life

It can be purchased by the employee on an eligible spouse and all eligible children.

Long-Term Disability

Eligible employees may select an income protection plan that allows the employee to purchase a benefit equal to a percentage of his/her monthly salary in the event of an accident or illness that results in total disability, temporary or permanent. The cost of this insurance is based on age and income.