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Utilities - Flood Insurance

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1. What does it mean if my community does not participate in the National Flood Insurance Program (NFIP)?
2. What are FEMA's requirements to remove land or a building from the 1% annual chance flood hazard area?
3. What is the 100-year flood?
4. I have lived here forever and have never been flooded. Why do I need flood insurance?
5. What elevation is used when rating a structure for a flood insurance policy?
6. My family has lived in our house for many years, and we had a big flood that was called the 100-year flood. We weren't damaged. Why do I need flood insurance?
7. My bank said I'm in the floodplain and have to buy insurance. I don't believe it. What can I do?
8. Who can prepare an Elevation Certificate?
9. What do I need to know if my building is in the floodplain?
10. If I own a repetitive loss property, are there grant funds available to mitigate against future flood losses?