Repair Program

Program Purpose

Provides assistance to low-income, owner-occupied households to correct health, safety and/or potential code enforcement violation issues. 

Eligibility Requirements

The applicant must:

  • Own and occupy the single-family residence for which assistance is requested.
  • Not have the means to make the needed repairs (assets, property, insurance, etc.).
  • The city must determine that the assistance is needed.
  • The applicant's gross annual household income must not exceed the current HUD income limits.

HUD Income Limits

Family Size
Extremely Low - 30%Very Low - 50%Low - 80%Moderate - 120%
$12,870$21,450$34,320$51,480
$14,700$24,500$39,200$58,800
$16,530$27,550$44,080$66,120
$18,630$30,600$48,960$73,440
$19,830$33,050$52,880$79,320
$21,300$35,500$56,800$85,200
$22,770$37,950$60,720$91,080
$24,240$40,400$64,640$96,960

Income limits are updated annually by the U.S. Department of Housing and Urban Development.

Terms & Conditions

The applicant must enter into a legally binding agreement, which places a lien on the property. During the lien period, the applicant must:

  • Keep all property taxes and insurance current
  • Maintain the property as their principal residence and in a safe and sanitary condition
  • Consent to annual inspections by the city and provide verification of compliance

The maximum forgivable mortgage loan shall not exceed $15,000.

For more information, please contact Paula M. Long by email or at (386) 671-8058.